Fifth Third Wealth Advisors, LLC (FTWA) is a wholly owned subsidiary of Fifth Third Bank, National Association, and an investment adviser registered with the U.S. Securities and Exchange Commission (SEC) under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply any level of skill or training. For detailed discussion of FTWA and its investment advisory fees, see the firm’s Form ADV on file with the SEC at adviserinfo.sec.gov.

This content is for informational purposes only. It should not be construed as personalized investment advice or a solicitation to purchase or sell securities. Different types of investments involve varying degrees of risk and there can be no assurance that the future performance of any specific investment vehicle, strategy or product referenced in the material will be profitable or suitable for your particular investment situation. In addition, FTWA has engaged affiliates to provide certain proprietary investment products and services. The use of affiliated products and services in client accounts can result in additional revenue to Fifth Third Bank and/or its affiliates, as compensation for investment management or other services. Such affiliated compensation arrangements create a conflict of interest by incentivizing FTWA to use these affiliated services and products over offerings from unaffiliated third parties. Asset allocation, tax-sensitive investing and diversification do not guarantee a profit or protection against loss. It is important to understand that the information provided does not serve as a substitute for professional and personalized investment advice from FTWA. If you have any questions regarding the applicability of any of the information presented to your circumstances, you are encouraged to consult your FTWA advisor.

Investing involves risks and you may incur a profit or a loss. Past performance does not guarantee future results.

FTWA is not authorized to and does not provide legal, accounting or tax advice. Investors should, if appropriate, seek professional advice, including tax and legal advice.

FTWA offers tailored investment advisory services to high-net-worth individuals and institutional investors. Fifth Third Bank offers banking, investment and insurance products and services.

Deposit and credit products provided by Fifth Third Bank, National Association. Member FDIC.  Equal Housing Lender.

Insurance products are made available through Fifth Third Insurance Agency, Inc. Insurance products are not offered in all states. Please consult with a Fifth Third Insurance Professional.

Investments, investment services and insurance:

Are not FDIC Insured, Offer No Bank Guarantee, May Lose Value, Are not Insured By Any Federal Government Agency, Are Not A Deposit

FTWA may only transact business in a particular state if first licensed, excluded or exempted from state investment adviser or IA representative licensing requirements, and follow-up, individualized responses to persons in the particular state by the investment adviser or IA representative that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made absent compliance with investment adviser or IA representative licensing requirements, or an applicable exemption or exclusion.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP^®, CERTIFIED FINANCIAL PLANNER^®, and CFP^® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Texting Disclosure:

Investment advisory services are offered through FTWA, a registered investment advisor. Text messages should not be used to request, authorize or effect the purchase or sale of any security or to send funds transfer instructions. Any such request you send will not be accepted or processed. Please contact your adviser for all buy/sell orders. Texts regarding trades in your account are for informational purposes only. You should continue to rely on confirmations and statements received from the custodian(s) of your assets.

Text communication is confidential and use by any person who is not the intended recipient is prohibited. Any person who receives the communication in error is requested to immediately destroy the text of the communication without copying or further dissemination. All text messages are automatically archived and may be accessed at any time by duly authorized persons and may be produced to other parties including public authorities in compliance with applicable laws.